Many families who do not prearrange their funeral expenses regretfully use the proceeds from life insurance to pay for their loved one’s funeral.
Aptly named, life insurance proceeds are intended for survivors’ living expenses. We purchase life insurance to protect our families in the event of our death. We compose a will to answer questions regarding our estate. But what about your end‐of‐life planning?
In most cases, you can prefund your funeral, protecting your family against inflation by locking in current expenses. It is quite clear that advance funeral planning is indeed a smart thing to do.
- Your loved ones will not be burdened with making decisions at a very difficult time.
- They will be relieved of the financial responsibility for your funeral.
- Prearrangement reduces the confusion and conflict regarding funeral decisions.
- They will take comfort in knowing they are honoring your wishes.
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